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What Happens When You Are At Fault for a Car Accident?

PUBLISHED ON: October 5, 2023    LAST MODIFIED ON: November 6, 2023

A car accident can be a traumatic and terrifying experience that can leave you physically and emotionally scarred. And if you are at fault for the accident, you may be wondering what will happen next and what your legal options are in Houston, TX. In this blog post, we will explore what happens when you are at fault for a car accident in Houston. We will also provide some important information that can help you make informed decisions about what to do next.

What Happens When You Are At Fault for a Car Accident

Police Investigation

When a car accident occurs, the first step is to call the police. The police will arrive at the scene of the accident to investigate and document the details of the accident. If you are at fault for the accident, you may receive a citation or be arrested if you were driving under the influence. The police report is an important piece of evidence that will be used to determine liability and damages.

Insurance Claim

Once the police report is complete, you will need to file a claim with your insurance company. If you are at fault for the accident, your insurance company will pay for the damages incurred by the other party. This includes medical expenses, lost wages, and property damage. If the damages exceed your policy limits, you may be personally responsible for paying the difference.

Lawsuit

If the other party’s damages exceed your insurance policy limits, they may decide to file a lawsuit against you. This means that you will have to hire a car accident attorney in Houston to represent you in court. Your attorney will help you defend your case and will work to reduce the amount of damages awarded to the other party. If the damages are determined to be greater than your insurance policy limits, you will be personally responsible for paying the difference.

Personal Financial Impact

Being at fault for a car accident can have a serious impact on your personal finances. You may be responsible for paying for damages out of pocket, and your insurance premiums will likely increase. If you are sued, you may be forced to pay damages in the thousands or even millions of dollars. This can cause serious financial strain and may result in bankruptcy or other financial hardships.

Navigating the Legal Process

Navigating the legal process after a car accident can be overwhelming and confusing, especially if you are at fault. The best thing you can do is hire an experienced car accident attorney to represent you. Your attorney will guide you through the legal process, help you understand your legal options, and work to minimize the financial and legal consequences of the accident.

Being at fault for a car accident can have serious legal and financial consequences. If you are in this situation, it is important to hire a car accident attorney familiar with the legal process to represent you in court, and who will work with you to minimize the financial impact of the accident. The Nava Law Group has years of experience helping clients navigate the legal system after a car accident in Houston, TX. Contact us today at 713.661.9900 to schedule a free consultation.

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