Experienced Auto Insurance Coverage Attorney in Houston, Texas
At the Nava Law Group, P.C., our skilled insurance coverage attorneys in Houston provide each of our Texas clients with customized legal representation, so they can get the most from their claim.
If you have been hurt in a car accident or lost a loved one to a negligent driver, contact our Harris County auto insurance coverage attorneys today to learn more about your legal rights and options to hold the at-fault driver liable for your financial recovery.
Our auto insurance claim lawyers in Houston will help you pursue the maximum financial recovery from the negligent driver’s insurance coverage, or even your own if their policy falls short of your recovery needs.
What Are the Minimum Auto Insurance Coverage Requirements in Texas?
Like most states, Texas has minimum auto insurance requirements for all vehicles.
The Texas Department of Insurance requires all drivers to carry car insurance minimums of:
- $30,000 per injured person
- $60,000 per accident
- $25,000 for property damage
Most injury victims learn quickly that these minimums may not cover the extent of their damages. That is where we can help.
Our Houston auto insurance coverage lawyer will outline your complete recovery needs and pursue the applicable insurance policies that will cover all your damages, so you are not left paying these exorbitant expenses out of pocket.
Who does Will pay for My Damages If I Am Hit By An Uninsured Driver in Texas?
Our auto insurance coverage attorneys in Houston know that just because all drivers are required to have car insurance, not all do.
According to the Insurance Information Institute, 8.3% of Texans drive without car insurance.
Liability coverage is the only form of insurance Texas drivers need to comply with our state laws. This insurance coverage pays for medical bills, lost wages, and additional expenses caused by an at-fault driver.
Collision coverage can be purchased in addition to liability coverage and is often required by lenders when a vehicle has an outstanding loan amount. This coverage is designed to pay for the repairs or replacement of the vehicle’s value.
Uninsured/Underinsured Motorist coverage is insurance that can be added to your policy for an extra fee.
It pays for bodily injury and property damage if you are in an accident caused by a driver who is uninsured or underinsured, so you are not left paying for the crash’s expenses out of pocket.
If you have been involved in a car accident in Texas that caused significant injuries or the loss of your loved one, contact our skilled auto insurance claim lawyers in Houston today. We will thoroughly explain your legal rights and options to pursue the negligent party’s insurance coverage and your insurance policy if their coverage is not adequate for your recovery needs.
Why Would I Have to Pursue Compensation From My Car Insurance Policy?
At the Nava Law Group, our car accident attorneys in Houston explain each of our client’s options to pursue the maximum financial outcome for their case.
That includes the potential to pursue your insurance coverage for your damages.
This may be necessary if you are severely injured in a crash, and the at-fault party only carries the minimum insurance required by our Texas laws.
Because they will have a coverage limit between $30,000 and $60,000 depending on the number of people hurt in the crash your recovery may exceed those amounts. When they do, you should never be expected to pay for someone else’s recklessness.
Keep in mind, medical care, surgeries, rehabilitation, and therapy is expensive. And when our clients have a long road of recovery ahead, it may require our skilled Houston auto insurance coverage lawyer to pursue all recovery avenues including their own insurance policies.
Do I Need An Insurance Coverage Attorney In Houston If the Crash Was Not My Fault?
If you were hurt in a Houston car accident caused by a negligent driver, you should seek medical care right away, then contact our skilled insurance coverage attorney in Houston.
The at-fault driver’s insurance company is going to start contacting you immediately after they learn of the crash. And they will waste no time trying to get you to take responsibility for some or all the collisions without you knowing it.
Do not let the insurance company manipulate your statement. We can protect you.
Contact Our Skilled Houston Auto Insurance Coverage Lawyer Today
If you have been hurt or lost a loved one in a vehicle collision caused by a negligent driver in Texas, contact our experienced Houston personal injury attorneys at the Nava Law Group today by calling (713) 218-2400 to discuss the details of your injuries or loss to learn how we can help investigate your case during a free consultation.