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Nava Law Group, P.C. > Business Interruption Insurance Claims

Business Interruption Insurance Claims Attorneys in Houston, Texas

The current health crisis identified as COVID-19 has closed non-essential businesses throughout Houston, the State of Texas, and the entire United States.

At the Nava Law Group, P.C., our Houston corporate attorneys understand the depth of this crisis and how it affects all business owners differently. The reality is, many owners and their employees’ livelihoods are in jeopardy as local and federal mandates require closures to continue until further notice.

This could be weeks or even months.

When companies have business interruption insurance policies in place with their providers, they may be able to lessen the financial damage caused by their closures.

How Do I Know If My Company Has Business Interruption Insurance Coverage?

Your business insurance policy should outline your specific coverage.

The problem is, insurance policies can be very hard to read and understand.

This is no accident. Business insurance policies contain complex language that allows the provider to deny claims simply by stating that the financial recovery the policyholder is pursuing “isn’t covered.”

The reality is, insurance companies often deny, devalue, or delay financial recovery claims from policyholders regularly. When our community’s business owners are facing a health crisis like COVID-19, delays and denials can devastate their financial standing.

Business interruption insurance coverage is designed to provide financial stability for policyholders who can no longer do business because of a natural disaster, a fire, or any other catastrophe — like the COVID-19 pandemic our country is facing.

If your insurance company has wrongfully denied your claim during this difficult time, our business interruption insurance policies attorneys in Houston are here to help protect your rights when you have unjustly been denied financial recovery.

Like most insurance coverage, business interruption insurance policies are purchased to offer protection when you need it most — when your business is unable to generate revenue or profits.

Our Houston law firm is here to ensure that coverage protects its policyholder as outlined in their agreement.

How Can the Nava Law Group, P.C. Help Me File a Business Insurance Interruption Claim?

Facing an insurance company alone can be terrifying. Especially when you are crossing your fingers that the coverage you have paid for is now going to pay off for you.

Business interruption insurance policies are intended to compensate the insured for the income that was lost during their forced closure. That can include the loss to the property of suppliers or consumers of its products or services.

If you have purchased business interruption insurance as an addition to the property insurance policy you have to protect its physical existence and are ready to make a claim, our Houston business interruption insurance claim attorneys can help ensure it is accurate, complete, and backed by the support from a law firm that pursues results.

We will inspect:

  • Business expense reports
  • Business revenue reports
  • Details regarding your business history
  • Number of employees
  • Utility costs
  • Payroll
  • Taxes
  • Miscellaneous factors and continuing expenses that affect your bottom line

At the Nava Law Group, P.C., our Houston business interruption insurance policy lawyers will discuss your coverage and outline the required documents you need to proceed with a claim during a free initial consultation.

We take the guesswork out of dealing with your insurance company to provide the confidence our clients need to move forward.

What If My Business Interruption Insurance Claim Has Already Been Denied?

As we mentioned, insurance companies often deny claims immediately, citing provisions in your policy that may not apply when read properly by an attorney.

If your business interruption insurance claim has been denied for any reason, our skilled Houston business interruption insurance attorneys will review your policy and the insurance company’s response to ensure they are not operating in bad faith.

If they are, our Harris County business interruption insurance claim lawyers will take the lead in holding them responsible for the financial coverage you should be afforded through the coverage you pay for.

Contact Our Houston Business Interruption Insurance Claims Lawyers Now

Contact our experienced Houston, Texas business interruption insurance policy attorneys at the Nava Law Group, P.C. today by calling (713) 218-2424 to schedule a free consultation to discuss your claim. We are available to discuss your case remotely and can get started right away to pursue the help you need to get the financial recovery you deserve.

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